Hello, i would love any information anyone has to offer. Last week we noticed a small bunch of white 'gunk' in the gravel. It disappeared by the end of the day. Today we noticed two more spots. The fish seem fine and healthy,

I'm just worried it might be the first sign of a much bigger problem. I'm attaching a picture of the spot that is along the edge of the tank. I would appreciate any information anyone might have and Thank you in advance. I just check the water, 0 ammonia, 10 nitrate, 0 nitrite, 6.4 ph, hardness about 225ppm.
We have an established (7 months) 29 gallon tank with: 6 glo tetras, 1 black phantom tetra, 2 female and 1 male guppy, 2 cory cats, 1 black ghost knife(it's still a baby, only 4 inches long), 1 chinese algae eater, 2 female 1 male and dozen baby velvet swords( they are 2 weeks old).
We started with undergravel filter and added a 20-40 gallon power filter. We only have artificial plants in the tank.