Hi Tim, Welcome to the Forum
UGF filters are slowly becoming a thing of the past, most experienced aquarium folks do not use them any more. They rely more on state of the art canisters, hobs, etc.
Using a UGF also makes getting into live plants difficult.
Powerheads are essential for water movement (circulation) in the tank, they prevent dead spots, keep micro debris moving and therefore easy to filter out, agitate the surface for better oxygen levels, etc. etc.
I have a 1200 gph in my 75, it is aimed down the back glass and causes a great gentle circulation. Some of the fish love to play in the current.
Just my $.02
Regards,
Jay